Make sure that the Certificate of Title is genuine. You can check this by securing a certified true copy of the title from the Register of Deeds. Request a photocopy of the title from the seller and submit this to the Register of Deeds with your application for processing of the certified true copy.
You can only call a Transfer Certificate of Title Clean IF:
Owners that appears in the title of the property are still ALIVE & CAN SIGN documents.
NO disputes attached in the title AND “certified true copy” of the title. Please take note of the word “AND” because not all disputes are printed in the original title itself. Thus, it is very important to request for the latest certified true copy of the title.
All real estate taxes are paid on time. Always request for latest real estate tax clearance.
If the owners are married (on or after 1987) the property is considered conjugal even if only one property owner is in the title. Both should sign sale documents. Should the property owner dies, heirs should file and pay for the estate tax of all the properties. If the property estate taxes are not yet paid, the property cannot be called “CLEAN”. Note: The real estate tax and the estate tax (BIR FORM 1801) are different things. Estate tax is paid when the owner of th title is already dead.
Looking for house and lot or condominiums? Check our listings here.
